Some Laws...

• Law of Bath: When the body is immersed in water, the telephone rings.
• Law of Encounters: The probability of meeting someone you know increases when you are with someone you don't want to be seen with.
• Law of Biomechanics: The severity of the itch is inversely proportional to the reach.
• Law of Theater: People with the seats at the farthest from the aisle arrive last.
• Law of Coffee: As soon as you sit down for a cup of hot coffee,your boss will ask you to do something, which will last until the coffee is cold.

PIN NUMBER REVERSAL (GOOD TO KNOW)

If you should ever be forced by a robber to withdraw money from an ATM
machine, you can notify the police by entering your Pin # in reverse.

For example if your pin number is 1234 then you would put in 4321. The ATM
recognizes that your pin number is backwards from the ATM card you placed in the
machine.

The machine will still give you the money you requested, but unknown to the
robber,the police will be immediately dispatched to help you.

This information was recently broadcasted on TV and it states that it is
seldom used because people don't know it exists.

Isn't It Strange!!!!!!

• Isn't it strange how Rs. 20/= seems like such a large amount when you donate it to temple, but such a small amount when you go shopping?
• Isn't it strange how 2 hours seem so long when you're at place of worship,
• and how short they seem when you're watching a good movie?
• Isn't it strange that you can't find a word to say when you're praying,
• but you have no trouble thinking what to talk about with a friend?
• Isn't it strange how difficult and boring it is to read one chapter of the Bible/ Quran / Geeta, but how easy it is to read 100 pages of a popular novel?
• Isn't it strange how Rs. 20/= seems like such a large amount when you donate it to temple, but such a small amount when you go shopping?
• Isn't it strange how 2 hours seem so long when you're at place of worship, and how short they seem when you're watching a good movie?
• Isn't it strange that you can't find a word to say when you're praying,
• but you have no trouble thinking what to talk about with a friend?
• Isn't it strange how difficult and boring it is to read one chapter of the Bible/ Quran / Geeta, but how easy it is to read 100 pages of a popular novel?
• Isn't it strange how everyone wants front-row-tickets to concerts or games, but they do whatever is possible to sit at the last row in a holy place?
• Isn't it strange how we need to know about an event for temple 2-3 weeks before the day so we can include it in our agenda, but we can adjust it for other events in the last minute?
• Isn't it strange how difficult it is to learn a fact about God to share it with others, but how easy it is to learn, understand, extend and repeat gossip?
• Isn't it strange how we believe everything that magazines and newspapers say, but we question the words in the Bible and other holy books?
• Isn't it strange how everyone wants a place in heaven, but they don't want to believe, do, or say anything to get there?
• Isn't it strange how we send jokes in e-mails and they are forwarded right away, but when we are going to send messages about God, we think about it twice before we share it with others?

Save the IT People from Debts

* Property market in Year 2001 -2004 was quiet Ok , People were able to buy Flats in reasonable rates .

*Year 2005 -2006 , Some of the well known builders started the rates boom , flat which was at the cost of Rs.900 Sq Ft now became 2200 to 2800

Q: Are there any additional facilities ?

--> No Same Scheme/Area , Flat sold at 10 Lacks Now selling at 25 Lacks .

Q: Why Property increased so High ?

--> IT people competition to buy sweet home ..

Q: Who is going to Benfit from this Property Boom ?

--> Only Builders and some of the Politicians

Q: How is the Bank's support on Home Loans ?

--> Last Year , Bank gave the loan's at flexible mimimum rate,Now Banks has sufficient number of customers ,

(Trap) Slowly Banker's increasing interst at % 0.5 every month .

IT People Who bought house for 22 Lacks for 20 Yrs , Now became 23 Yrs with raise of 0.5 %

Q. How some IT people can face the problems in Future ?

--> Companies are Project Based , If Projects are there then People will not be there .

Q. IT salaries are high in Market , How much actually IT-people getting in Hand ?

--> People, Who bought house of 22 Lacks to 40 Lacks They need to pay EMI

15,000 to 35,000 for 20 Yrs. If Bank keeps same interst rates .

Suppose Salary is 35- 40 K Per Month, 20K will be the EmI

Q. Is there any "Terms & Condition or Processes to increase rates" ?

--> No , Depends on Buiders Greediness . Every builder follows the different strategies

Builder sold one flat 1500 Per Sqft in Morning and 1800 Per Sqft in the Evening ,

There are no records maitained ..



Q. Who made builders smart & greedy ?

--> Fool IT people ..

No body is asking , Flat was sold at 12 Lacks , Why now 24 Lacks ?

Q. Is Corporation water & MESB available to all schemes ?

--> Some of the area don't have the Corporation water at all , People surviving on Water Tankers.

** MESB .. Under Table ,can be managed easily .

Q. What will be the condition If We are not able to Clear the Loan ?

--> Depends on individual capabilities

Q. What wiil be the actual 'area of living' or carpet area if the builder proposes 1000 sft?

....> The actual carpet area will be 800-850 sft only. The common area is also included in the proposal.

If two flats are in the same floor, then the builder cheats both the residents by collecting

How do Builders cheat buyers? ... Let us see with a simple example

Builder XXXX proposes a flat in a decent residential area.

Rate ( Unit Price ) - Rs. 3500 sft.

Registration - Rs. 40 per sft.

EB and drainage - Rs. 50,000

Covered Car park - Rs. 1,25,000

Corpus fund - Rs. 50000.

For a 1000 sft flat ( 850 sft carpet area ), the approximate cost will be Rs.37,65,000. In the same plot area ( measuring 2 grounds) the builder would have constructed 8 or 10 flats.

Let us see how a builder earns his profit

Total sales for the builder - 37, 65,000 *10 = 3, 76, 50000 ( 3.76 crores)

Cost of the land - Rs. 40 laks per ground

1) Total cost of the land - 80 lakhs for two ground ------- A

Total builtup area for 10 flats - 10*1000 sft = 10,000 sft

Construction cost per sft ( for normal specification) = Rs. 900 per sft

2) Total construction cost - 10,000 * 900 = Rs. 90,00,000 -------------- B

3) Other expenses for the builder - Rs. 20 per sft = Rs. 2,00,000 ................. C

Total expenses for the builder = A+ B+C

= Rs. 80,00,000 + Rs.90,00,000 + Rs. 2,00,00

= Rs. 1,72,00,000 ( 1.72 crores approx)

Total Sales = Rs. 3.76 crores - Rs. 1.72 crores

Total profit of the builder = Rs. 2.04 crores.

Let us see the share of each resident

1. Cost of land = Divided share among the other 10 residents

= Rs. 80,00,000 / 10

= Rs. 8,00,000

2. Construction cost = Rs. 900 * 1000

= Rs. 9,00,000

3. Other expenses = Rs. 2,00,000 ( approx)

Total = Rs. 19,00,000 ( Nineteen lakhs)

The total share for each resident is Rs. 19,00,000 ( Nineteen lakhs only )

but he pays Rs. 37.5 laks for the flat.

Q. How We can stop Builders -Property Boom ?

1) IT People should stop buying flats for atleast next 1-2 Yrs .

2) Onces rates are reasonable , With some legal process get the Booking .

3) Check Facilities, Convince, Road Approach, schools & Mainly co-operation water

4) Ask Questions If I buy 1/2 BHK at 12 to 30 Lacks , Do I get reasale value in future?

5) Today you are capable for paying 1000 -3000 maintains per month ? Will will be the same case

after 20-30yrs after retirement .

6) In All, Don't stretch more to get the more & more loans other wise it will create unnecessary

pressure and tension .

7) Read the above mentioned calculation carefully, when you are about to buy a flat pls keep this in mind.

Good Morning... Mumbai..!!

Guuuuuuuuuuuud Morrrrniiiiiiiiiing

Mumbai…………………….

Shaher ki es daud me daud ke karna kya hai?
Jab yehi jeena hai dosto to phir marna kya hai?
Paheli barish me train late hone ki fikr hai
Bhul gaye bhigte hue tahelna kya hai?
Serails ke kirdaaro ka saara haal hai malum
par maa ka haal puchhne ki fursat kise hai?
Ab ret pe nage pao tahelte kyu nahi?
108 hai chanel phir dil bahelte kyu nahi?
Internet ki duniya ke to touch me hai,
lekin pados me kon raheta hai jaante tak nahi.
Mobile, Landline sab ki bharmaar hai,
Lekin jigri dost tak pahuche aise taar kaha hai?
Kab dubte hue suraj ko dekha tha yaad hai?
Kab jaana tha shaam ka woh banana kya hai?
To Dosto Shaher ki es daud me daud ke karna kya hai
Jab yahi jeena hai to phir Marna kya hai..??

Orkut - Master mind..!

1) Orkut Buyukkokten(the creator of Orkut) gets $12 when a person registers to this website.
2) He also gets $10 when you add somebody as a friend.
3) He gets $8 when your friend's friend adds you as a friend & gets $6
if anybody adds you as a friend in the resulting chain.
4) He gets $5 when you scrap somebody & $4 when somebody scraps you.
5) He also gets $200 for each photograph you upload on Orkut.
6) He gets $2.5 when you add your friend in the crush-list or in the
hot-list.

7) He gets $2 when you become somebody's fan.
8) He gets $1.5 when somebody else becomes your fan.
9) He even gets $1 every time you logout of Orkut.
10) He gets $0.5 every time you just change your profile-photograph.
11) He also gets $0.5 every time you read your friend's scrap-book & $0.5
every time you view your friend's friend-list.
12) Many Global Financial Consultants think this person might become the
richest-person in the world by the end of 2009.
13) Finally, this is the best fact. This person has 13 assistants to
monitor his scrapbook & 8 assistants to monitor his friends-list. He gets
around 20,000 friend-requests a day & about 85,000 scraps a day.

Visit
http://www.orkut.com/Profile.aspx?uid=325082930226142255
for more details about this great person

Love Letter..!

Love Letter
***********
A teenage college guy sent a love letter (in Q/A format) to his classmate.
My Dearest Reshma,

Please answer the following questionnaire.
For Options (a)10 marks, (b) 5marks and (c) 3 marks.

1) Whenever you enter the class room, your sight always falls on me
because:
(a) of love
(b) you couldn't control seeing me
(c) really ... am I doing it?

2) Whenever professor cracks joke, you laugh and turn and look at me
because:
(a) you always like to see me smiling
(b) you are testing whether I like jokes
(c) you are attracted by my smile

3) When you were singing in the class, I entered and immediately you
stopped singing because:
(a) you are so coy to sing before me
(b) my presence influenced you
(c) you feared that whether I'll like your song

4) When you were showing your child photo, when I asked for it, you
hide it because:
(a) you felt ashamed
(b) you felt uneasy
(c) you don't know

5) During trekking, myself and my friend gave you hand for lifting you
and you took only my friend's because:
(a) you enjoyed my disappointment
(b) you won't feel leaving my hand after grabbing
(c) you don't know

6) You were waiting yesterday for bus and didn't get into your bus...
(a) you were waiting for me
(b) you were dreaming about me and didn't notice the bus
(c) that bus was crowded

7) You introduced me to your parents when they came to college because:
(a) I am going to be your groom
(b) you just want to know what your parents think about me
(c) just you felt like introducing me to them

8) I told that I like girls wearing roses. Next day,you came with a rose on
your head because:
(a) to fulfill my wish
(b) you like roses
(c) by chance you got a rose

9) On that day, it was my birthday. you too came to temple early at 6:00 AM
because:
(a) you want to pray along with me
(b) you want to meet me before any one could meet on my birthday
(c) you want to wish me at temple because you are spiritual

If you have scored more than 40, then you are loving me. Don't delay in
expressing it.

If you have scored between 30 and 40, love is budding in

your heart and it's getting ready to bloom.

If you have scored less than 30, you are in confusion whether to love me or not.

Eagerly awaiting your reply..
love,
Aakash

===============================================

Reply

*****

Reshma's reply letter was also in Q/A format........

Aakash,
Please answer the following Yes/No questionnaire.

1) If somebody sits in the first row, normally people entering the class,sees them.
(a) Yes
(b) No

2) If a girls laughs and looks anyone, is it love?
(a) Yes
(b) No

3) While singing, if somebody forgets lines of the songs, will he/she stop singing or not ?
(a) Yes
(b) No

4) I was showing to my friends (who are all girls) my childhood photo.
You poked your nose inside..... right
(a) Yes
(b) No

5) I avoided to hold your hand during trekking. Couldn't you understand
yet?
(a) Yes
(b) No

6) Should I not wait for my best friend (Anjali) at the bus stand?
(a) Yes
(b) No

7) Shouldn't I introduce you to my parents as a friend?
(a) Yes
(b) No

8) You have said you also like Lotus, cauliflower, banana's flower. Is
it true ?
(a) Yes
(b) No

9) Oh was that your birthday. That's why I could see you in temple. I
come daily to Temple. Do you know ?
(a) Yes
(b) No

If you have answered "Yes" to any of the question, then I am not loving
you.
If you have answered "No", then you don't know the meaning of Love.

Hope everything is clear to you.
Reshma

City At Sea: Plans For The World's Largest Ship

Nearly a mile long and 25 stories high, Freedom will be the largest vessel to ever sail the seven seas

Freedom will dwarf the Queen Elizabeth II and become a permanent home for 50,000 people. "Walk in a straight line for about 12 minutes," "If you don't dawdle, you'll cover slightly less than a mile. Now, make a right turn and walk beyond the length of two football fields. Duplicate these lines to make a rectangle, then look up to the height of a 25-story building. This is what Freedom will be "Freedom will be large enough to bring on more than 50,000 residents, 15,000 employees, 20,000 day guests and still have four times as much roaming-around square footage per person as the most modern cruise liners," Nixon says during POPULAR MECHANICS' visit to see how his ambitious plan is progressing.

Taller than the highest buildings in most American cities and topped with a runway that can handle jets, Freedom may someday be the globe-trotting address for 17,000 homes and 4000 businesses. Its dimensions are so colos sal that it will have to be assembled at sea. Once it's built, Freedom will circle the earth every two years, following the balmy breezes as it approaches the world's major ports. The wealthiest of her "citizens" will leave their 15-ft. by 80-ft. ocean-view apartments and board their private jets or yachts for jaunts to shore. Meanwhile, the 15,000 people who work aboard the ship will gear up for the next on-rush of day visitors anxious to shop at its duty-free stores and guests checking in to vacation in its hotels and time-share condominiums.

Once under way, life aboard Freedom will be more like living in a bustling city than being on a vacation cruise. Because of its size, the ship will have its own railway system. Courtyards set about its decks will create interior park and recreation areas. Nixon has calculated that the resident population can support its own local economy, which means that residents will, in many cases, also be operating businesses at sea, in malls throughout the length of the ship.
As might be expected, this plan for a ship capable of carrying as many as 115,000 people The reason is not simply a matter of Freedom's proposed 4320-ft. length, which is nearly five times that of the currently largest cruise ship, Carnival Cruise Line's 900-ft. Destiny, but the enormity of its mass. When naval architects compare ships, they speak in terms of tonnage rather than length. The Destiny displaces 100,000 tons of water. The largest vessel afloat, the supertanker Jahre Viking, displaces 564,739 tons. Freedom will displace 2.7 million tons.

Nixon says that while there are many factors that determine a beam's maximum length, a steel beam can reasonably be expected to span a distance 15 times its height. "A ship with an effective depth of 80 ft. of hull [measured from keel to main deck] can theoretically span a maximum of 1200 ft.," Nixon says. "On Freedom, the effective beam runs 350 ft., from the bottom of the ship to the aircraft runway." The result is a 4320-ft.-long floating beam that draws 37 ft. of water as it rides atop waves, rather than plowing through them.

"We're not doing anything new," Nixon says. "We've taken technologies used in one area and applied them here." Indeed, Nixon says that during World War II the Navy used floating docks longer than Freedom. More recently, Kvaerner, the Norwegian ship and oil platform builder, proposed that the U.S. Department of Defense build a 5249-ft. floating airfield capable of supporting 10,000 troops. Called SeaBase , it would use Kvaerner's patented linking system to join three giant semi-submersible drilling rigs into a landing field.

Freedom promises to be as different from today's oceangoing vessels as the Queen Elizabeth II is from the Mayflower. Starting with the keel, Freedom doesn't have one. This backbone is missing because Freedom is constructed of 520 airtight steel cells. Each will measure 80 ft. tall. Depending upon its location, each will be 50 to 100 ft. wide and 50 to 120 ft. long. Assembled ashore on rails, they will be bolted together to form base units, each about 300 by 400 ft. These will then be floated out to sea and joined to form the completed base.

About 10 months after the start of construction on the first airtight cell, three base units will have been assembled at sea. At this point, the tempo of construction will increase. Meanwhile, on shore, four assembly lines will be dedicated to building airtight cells. At sea, work will begin on the 25-story superstructure. By the 17-month mark, the last base unit will be bolted in place and the 25th level completed.

Two years after the start of construction, 4000 of Freedom's planned 21,000 units will be ready for Well, not exactly. Freedom won't have the sort of boilers you find on traditional ships. She will be propelled by 3700-hp motorized units protruding through 100 of her watertight cells. About half of these will be shrouded propeller units. The balance will rotate 360 degrees, like those used on tugboats. At about $1 million each, these are among the world's most expensive marine power plants. Using GPS, Freedom's captain could simply sketch the ship's route on a touch-screen and the $6 billion ship would find its own way.

The Sixth Sense..!

SIXTH SENSE

A father put his three year old daughter to bed, told her a story and listened to her prayers which she ended by saying "God bless Mommy, God bless daddy, God bless grandma and good-bye grandpa."
The father asked, "Why did you say good-bye grandpa?"

The little girl said, "I don't know daddy, it just seemed like the thing to do."

The next day grandpa died.

The father thought it was a strange coincidence.
A few months later the father put the girl to bed and listened to her prayers, which went like this: "God bless Mommy, God Bless daddy and good-bye grandma."

The next day the grandmother died.

Oh my god, thought the father, this kid is in contact with the other side.

Several weeks later when the girl was going to bed the dad heard her say, "God bless Mommy and good-bye Daddy."

He practically went into shock. He couldn't sleep all night and got up at the crack of dawn to go to his office. He was nervous as a cat all day, had lunch sent in and watched the clock. He figured if he could get by until midnight he would be okay. He felt safe in the office, so instead of going home at the end of the day he stayed there, drinking coffee, looking at his watch and jumping at every sound.



Finally midnight arrived, he breathed a sigh of relief and went home.

When he got home his wife said "I've never seen you work so late, what's the matter?" He said "I don't want to talk about it, I've just spent the worst day of my life."

She said "You think you had a bad day, you'll never believe what happened to me. This morning our neighbour James dropped dead on our porch."